Hi cairnsfans. Carers are eligible for psychological assistance when they themselves are suffering from (as reported by their gp) a mental disorder covered by the Better Access Scheme. It is on my experience that many carers neglect their own needs at the expense of those they care for. This selflessness can sometimes lead to depression and anxiety. If this is significant enough, then yes your GP may refer you under the Better Access Scheme.
The second question you ask regarding Medicare. The Better Access scheme is a Medicare scheme. Some psychologists will bulk bill and others there may be a gap (no different from GP's for example). This usually is based on the capacity of the client to pay. However, not all psychologists bulk bill.
I read that you are quite distressed for a number of reasons regarding your daughter, one of them being able to help her. The best help you can be to her is to steer her towards a registered psychologist (or clinical psychologist) http://www.psychology.org.au/FindaPsychologist/ and probably a psychiatrist for medical intervention. To be crass I'm guessing it is not your job to cut your daughters hair - she has a professional to do this; you don't have to have all the answers for her either. That is OK. It is really OK.
If your daughter has bi-polar there must be someone genetically linked that also has bi-polar. Can that person(s) be of help to you? If not (other than the psychologist website) please try the Black Dog (http://www.blackdoginstitute.org.au/public/bipolardisorder/bipolardisorderexplained/index.cfm)
I wish you and your daughter well
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